06/05 Optimize app

app/routes/dashboard.py

@@ -5,6 +5,7 @@ from app.extensions import db
 from app.models.account import Account
 from app.models.transaction import Transaction
 from app.models.category import Category
+from app.models.recurring_rule import RecurringRule
 from app.services.fx_service import get_today_rate, get_rate_history, force_refresh
 from app.services.ai_service import get_latest_daily_insight
 from app.services.account_service import get_total_assets, get_total_liabilities
@@ -145,6 +146,14 @@ def index():
         chart_income.append(float(inc))
         chart_expense.append(float(exp))
 
+    # ── Upcoming bills (recurring rules due within 14 days) ──────────────────
+    upcoming_bills = RecurringRule.query.filter(
+        RecurringRule.is_active == True,
+        RecurringRule.next_run != None,
+        RecurringRule.next_run >= today,
+        RecurringRule.next_run <= today + timedelta(days=14),
+    ).order_by(RecurringRule.next_run).limit(8).all()
+
     # ── Recent transactions ───────────────────────────
     recent_txns = Transaction.query\
         .filter(Transaction.transaction_type.in_(['income', 'expense']))\
@@ -185,7 +194,9 @@ def index():
                            fx=fx,
                            fx_history_data=fx_history_data,
                            ai_insight=ai_insight,
-                           schwab_warning=schwab_warning)
+                           schwab_warning=schwab_warning,
+                           upcoming_bills=upcoming_bills,
+                           today=today)
 
 
 @dashboard_bp.route('/api/reconcile')

app/routes/investments.py

@@ -8,6 +8,7 @@ from app.models.investment import Investment, InvestmentTransaction
 from app.services.investment_service import (
     get_portfolio_summary, update_prices, fetch_price,
     fetch_price_history, fetch_day_change,
+    get_price_alerts,
     ASSET_COLORS, ASSET_TYPE_LABELS
 )
 from datetime import date
@@ -341,6 +342,13 @@ def api_day_change(ticker):
     return jsonify(data)
 
 
+@investments_bp.route('/api/price-alerts')
+@login_required
+def api_price_alerts():
+    """Return today's price-alert list (holdings that moved >= 5% intraday)."""
+    return jsonify({'alerts': get_price_alerts()})
+
+
 @investments_bp.route('/api/history/<ticker>')
 @login_required
 def api_price_history(ticker):

app/routes/reports.py

@@ -1,5 +1,5 @@
 from flask import (Blueprint, render_template, request, redirect, url_for,
-                   Response, flash, send_file)
+                   Response, flash, send_file, stream_with_context)
 from flask_login import login_required, current_user
 from app.models.transaction import Transaction
 from app.services.report_service import (
@@ -8,7 +8,7 @@ from app.services.report_service import (
     take_net_worth_snapshot, category_mom_comparison,
 )
 from app.services.export_service import (
-    transactions_to_csv, transactions_to_excel,
+    transactions_csv_stream, transactions_to_excel,
     report_to_pdf, build_report_html,
 )
 from datetime import date
@@ -141,14 +141,13 @@ def export_csv():
     )
     if txn_type != 'all':
         query = query.filter(Transaction.transaction_type == txn_type)
-    transactions = query.order_by(Transaction.date.desc()).all()
+    query = query.order_by(Transaction.date.desc())
 
-    csv_data = transactions_to_csv(transactions)
     label = f'{year}-{month:02d}' if month else str(year)
     filename = f'pfm_transactions_{label}.csv'
 
     return Response(
-        csv_data,
+        stream_with_context(transactions_csv_stream(query)),
         mimetype='text/csv',
         headers={'Content-Disposition': f'attachment; filename="{filename}"'}
     )
@@ -167,11 +166,11 @@ def export_excel():
                                   __import__('calendar').monthrange(year, month)[1]),
         Transaction.transaction_type.in_(['income', 'expense']),
     )
-    transactions = query.order_by(Transaction.date.desc()).all()
+    query = query.order_by(Transaction.date.desc())
 
     label = f'{year}-{month:02d}' if month else str(year)
     period_label = f'{year} Month {month}' if month else str(year)
-    excel_bytes = transactions_to_excel(transactions, period_label)
+    excel_bytes = transactions_to_excel(query, period_label)
     filename = f'pfm_transactions_{label}.xlsx'
 
     return send_file(