06/03 Optimize codes, fix transactions import functions

app/services/teller_service.py

@@ -200,10 +200,14 @@ def parse_transaction(teller_txn, pfm_account_id, category_id_map):
     if counterparty and counterparty.upper() != description.upper():
         description = counterparty
 
-    # Map Teller category to PFM category
-    teller_cat = (details.get('category') or '').lower()
-    pfm_cat_name = CATEGORY_MAP.get(teller_cat, 'Other')
-    category_id = category_id_map.get(pfm_cat_name)
+    # Auto-categorize: keyword match on description first (most accurate),
+    # then fall back to Teller's own category field.
+    from app.services.bank_import_service import auto_categorize
+    pfm_cat_name = auto_categorize(description)
+    if not pfm_cat_name:
+        teller_cat = (details.get('category') or '').lower()
+        pfm_cat_name = CATEGORY_MAP.get(teller_cat, '')
+    category_id = category_id_map.get(pfm_cat_name) if pfm_cat_name else None
 
     return {
         'teller_id':        teller_txn['id'],