06/03 Optimize code, fix account sync the current balances instead of credit lines

app/routes/teller.py

@@ -311,14 +311,21 @@ def refresh_balance(teller_account_id):
         bal_data  = get_balance(ta.enrollment.access_token, ta.teller_account_id)
         available = float(bal_data.get('available') or bal_data.get('ledger') or 0)
         ledger    = float(bal_data.get('ledger')    or bal_data.get('available') or 0)
-        ta.pfm_account.balance = available
+
+        # Credit cards: 'available' is the remaining credit line, not what's owed.
+        # Use 'ledger' (amount owed, negative in Teller's convention) for credit cards.
+        is_credit = ta.pfm_account.account_type == 'credit_card'
+        balance_to_store = ledger if is_credit else available
+
+        ta.pfm_account.balance = balance_to_store
         db.session.commit()
-        log.info('[teller] balance refreshed for %s: available=%.2f ledger=%.2f',
+        log.info('[teller] balance refreshed for %s: available=%.2f ledger=%.2f stored=%.2f',
-                 ta.account_name, available, ledger)
+                 ta.account_name, available, ledger, balance_to_store)
         return jsonify({
             'status':    'ok',
             'available': available,
             'ledger':    ledger,
+            'balance':   balance_to_store,
             'account':   ta.account_name,
         })
     except Exception as e:
@@ -341,9 +348,11 @@ def refresh_all_balances():
             try:
                 bal_data  = get_balance(enrollment.access_token, ta.teller_account_id)
                 available = float(bal_data.get('available') or bal_data.get('ledger') or 0)
-                ta.pfm_account.balance = available
+                ledger    = float(bal_data.get('ledger')    or bal_data.get('available') or 0)
+                is_credit = ta.pfm_account.account_type == 'credit_card'
+                ta.pfm_account.balance = ledger if is_credit else available
                 refreshed.append(ta.account_name)
-                log.info('[teller] balance refreshed: %s = %.2f', ta.account_name, available)
+                log.info('[teller] balance refreshed: %s = %.2f', ta.account_name, ta.pfm_account.balance)
             except Exception as exc:
                 failed.append(ta.account_name)
                 log.error('[teller] balance refresh failed for %s: %s',

app/templates/teller/index.html

@@ -224,15 +224,23 @@ function refreshBalance(taId, btn) {
         btn.disabled = false;
         btn.innerHTML = '<i class="bi bi-arrow-clockwise"></i>';
 
-        if (data.available != null) {
+        if (data.balance != null || data.available != null) {
             const sym = '{{ current_user.currency_symbol }}';
-            const fmt = v => sym + parseFloat(v).toLocaleString(undefined, {minimumFractionDigits:2, maximumFractionDigits:2});
+            const fmt = v => {
+                const n = parseFloat(v);
+                const abs = Math.abs(n).toLocaleString(undefined, {minimumFractionDigits:2, maximumFractionDigits:2});
+                return (n < 0 ? '-' : '') + sym + abs;
+            };
+
+            // 'balance' is the correct value for the account type (ledger for credit cards,
+            // available for bank accounts). Fall back to 'available' for older responses.
+            const displayVal = data.balance != null ? data.balance : data.available;
 
             // Update inline balance display
             const balEl = document.getElementById('bal-' + taId);
             if (balEl) {
-                balEl.textContent = fmt(data.available);
+                balEl.textContent = fmt(displayVal);
-                balEl.style.color = '#10b981';
+                balEl.style.color = displayVal < 0 ? '#ef4444' : '#10b981';
                 setTimeout(() => balEl.style.color = '', 2500);
             }